According to @onchainpanini, PayFi infrastructure totals $4.12B and is shifting from faster payments to programmable money flows, highlighting the combination of Hex Trust custody with Clearpool liquidity as a key theme for adoption. source: X post by @onchainpanini on Aug 8, 2025 For trading, monitor whether Hex Trust expands custody coverage for assets used in Clearpool pools and whether Clearpool onboards more institutional borrowers, as official announcements and on-chain dashboards would evidence adoption momentum in the PayFi vertical. source: Hex Trust website and press releases; Clearpool documentation and analytics dashboard Track instruments including CPOOL (Clearpool’s native token) and tokenized credit pool receipts on Clearpool, alongside the cited PayFi sector flows of $4.12B for narrative strength. source: Clearpool documentation; X post by @onchainpanini on Aug 8, 2025